ZTBL Jobs Pakistan 2026

World April 28, 2026

ZTBL Jobs Pakistan 2026

About the Organization

ZTBL Jobs Pakistan 2026. Zarai Taraqiati Bank Limited (ZTBL) is Pakistan's premier agricultural development bank, dedicated to supporting the agricultural sector through financial services and development initiatives. As a specialized bank with a nationwide presence, ZTBL plays a critical role in rural development, agri-financing, and food security. The bank offers a dynamic work environment for professionals in IT, finance, HR, risk management, and Shariah compliance. ZTBL is known for its competitive compensation packages, structured career progression, and commitment to employee welfare. The current hiring drive aims to strengthen the bank's teams across multiple disciplines with deadlines on May 3, 2026 and May 10, 2026, offering opportunities for experienced banking professionals, IT specialists, finance experts, and Shariah scholars.

Job Overview

Head NPL Monitoring – VP-I/VP (Interior Sindh/Baluchistan)

Department: Credit / Risk Management
Location: Interior Sindh / Baluchistan
Vacancies: 01

Job Responsibilities:

Lead Non-Performing Loan (NPL) monitoring and recovery operations across Interior Sindh and Baluchistan regions.
Develop and implement effective recovery strategies to minimize NPL portfolio and improve asset quality.
Coordinate with regional offices, recovery teams, and legal departments for timely resolution of non-performing accounts.
Monitor NPL trends, prepare regular performance reports, and present findings to senior management.
Ensure compliance with SBP regulations, banking laws, and internal credit policies for all recovery activities.
Negotiate settlement agreements and restructuring plans with defaulting borrowers within bank guidelines.
Supervise and mentor NPL monitoring staff across the assigned regions.
Recommend legal action or write-offs based on thorough analysis of recovery prospects.

Requirements & Qualifications:

Education: Bachelor's or Master's degree in Finance, Banking, Business Administration, or related field from HEC recognized university.
Experience: 8-10 years of banking experience with focus on credit/risk management and NPL recovery.
Skills: Credit analysis, negotiation, legal knowledge, team leadership, regulatory compliance.
Preference: Knowledge of agricultural banking and rural recovery operations.

Active Directory & Microsoft Exchange Administrator – AVP-I/AVP

Department: Information Technology
Location: To be specified
Vacancies: 01

Job Responsibilities:

Administer and maintain Active Directory infrastructure including user accounts, groups, policies, and domain controllers.
Manage Microsoft Exchange servers for email services, mailbox databases, transport rules, and public folders.
Monitor system health, performance, and availability of directory and email services.
Implement backup and disaster recovery procedures for AD and Exchange environments.
Troubleshoot authentication, replication, and email delivery issues promptly.
Ensure security compliance through proper access controls, auditing, and patch management.
Coordinate with security teams for identity management and single sign-on integration.
Document system configurations, procedures, and maintain change management records.

Requirements & Qualifications:

Education: Bachelor's in Computer Science, IT, or related field from HEC recognized university.
Experience: 3-5 years of experience in Active Directory and Microsoft Exchange administration.
Skills: AD DS, Group Policy, Exchange Server, PowerShell scripting, backup/recovery.
Certifications: Microsoft certifications (MCSE, MCSA) preferred.

Infrastructure Security Administrator – AVP-I/AVP

Department: Information Technology / Information Security
Location: To be specified
Vacancies: 01

Job Responsibilities:

Implement and maintain security policies, procedures, and controls for IT infrastructure.
Monitor security infrastructure including firewalls, IDS/IPS, endpoint protection, and SIEM systems.
Respond to security incidents, conduct root cause analysis, and implement remediation measures.
Perform regular vulnerability assessments and coordinate penetration testing activities.
Ensure compliance with SBP cybersecurity guidelines and industry security standards.
Manage security access controls, user privileges, and authentication mechanisms.
Conduct security awareness training for bank employees.
Maintain security documentation, incident logs, and compliance reports.

Requirements & Qualifications:

Education: Bachelor's in Computer Science, IT, Cyber Security, or related field from HEC recognized university.
Experience: 3-5 years of experience in information security infrastructure management.
Skills: Firewall management, SIEM, vulnerability assessment, incident response.
Certifications: CISSP, CISM, CEH, or equivalent preferred.

Database Administrator (Oracle, MSSQL & MySQL) – AVP-I/AVP

Department: Information Technology
Location: To be specified
Vacancies: 01

Job Responsibilities:

Install, configure, and maintain Oracle, Microsoft SQL Server, and MySQL database systems.
Perform database backup and recovery operations ensuring data integrity and availability.
Monitor database performance, optimize queries, and tune parameters for efficiency.
Implement database security controls, user access management, and encryption where required.
Troubleshoot database issues, resolve deadlocks, and ensure high availability.
Plan and execute database upgrades, patches, and migrations.
Maintain database documentation including schemas, configurations, and procedures.
Coordinate with application teams for database design and development support.

Requirements & Qualifications:

Education: Bachelor's in Computer Science, IT, or related field from HEC recognized university.
Experience: 3-5 years of DBA experience with Oracle, MSSQL, and MySQL.
Skills: Oracle Database, SQL Server, MySQL, backup/recovery, performance tuning.
Certifications: Oracle DBA, Microsoft DBA, or MySQL certifications preferred.

Switch and Payment Applications Support Officer – AVP-I/AVP

Department: Information Technology / Digital Banking
Location: To be specified
Vacancies: 01

Job Responsibilities:

Provide technical support for payment switch operations including ATM, POS, and internet banking channels.
Troubleshoot payment application issues and coordinate with vendors for timely resolution.
Monitor transaction processing, switch performance, and system availability 24/7.
Ensure compliance with payment schemes (1Link, MNET, Visa, Mastercard) and SBP regulations.
Coordinate with internal teams, partner banks, and payment networks for issue resolution.
Maintain switch logs, incident records, and change management documentation.
Assist in implementing new payment products and integrations.
Perform root cause analysis for recurring payment system issues.

Requirements & Qualifications:

Education: Bachelor's in Computer Science, IT, or related field from HEC recognized university.
Experience: 3-5 years of experience in payment systems or switch support.
Skills: Payment switch operations, ISO8583, banking protocols, vendor coordination.
Knowledge: Understanding of 1Link, MNET, Visa, Mastercard systems preferred.

Head Staff Relation & Welfare Department – VP/SVP-I

Department: Human Resources
Location: To be specified
Vacancies: 01

Job Responsibilities:

Lead employee relations initiatives including grievance handling, disciplinary proceedings, and conflict resolution.
Develop and implement staff welfare programs, benefits, and employee assistance initiatives.
Ensure compliance with labor laws, SBP regulations, and bank policies for employee relations.
Coordinate with legal department on employment matters and labor court cases.
Manage the employee engagement framework including surveys, recognition programs, and events.
Advise management on employee relations risks and recommend preventive measures.
Supervise the staff welfare team and maintain employee relations metrics.
Handle collective bargaining and union interactions as per bank policy.

Requirements & Qualifications:

Education: Master's in HR, Business Administration, Law, or related field from HEC recognized university.
Experience: 10-12 years of HR experience with focus on employee relations and welfare.
Skills: Labor law knowledge, grievance handling, negotiation, leadership, communication.
Preference: Experience in banking or large public sector organizations.

Finance & Accounts Officer – OG-I/AVP-I/AVP

Department: Finance & Accounts
Location: To be specified
Vacancies: Multiple

Job Responsibilities:

Prepare accurate financial statements, management reports, and regulatory submissions.
Manage accounts payable, accounts receivable, and general ledger operations.
Ensure compliance with IFRS, SBP regulations, and tax laws for all financial transactions.
Support internal and external audit activities by providing required documentation.
Assist in annual budgeting, forecasting, and variance analysis processes.
Process vendor payments, employee reimbursements, and bank reconciliations.
Maintain fixed asset register and depreciation schedules.
Coordinate with other departments for financial data and reporting requirements.

Requirements & Qualifications:

Education: Bachelor's/Master's in Finance, Accounting, Commerce, or related field from HEC recognized university.
Professional Certification: CA, ACCA, CMA, or equivalent preferred.
Experience: 3-5 years of experience in finance and accounts.
Skills: Financial reporting, tax compliance, ERP systems, attention to detail.

Money Market Settlement Officer – OG-II

Department: Treasury
Location: To be specified
Vacancies: 01

Job Responsibilities:

Process money market transactions including T-bills, PIBs, and REPO/Reverse REPO trades.
Ensure timely settlement of money market trades with SBP and counterparties.
Coordinate with dealing room, counterparties, and SBP for trade confirmations and settlement instructions.
Maintain accurate settlement records and reconcile money market positions daily.
Ensure compliance with SBP regulations and internal treasury policies.
Prepare settlement reports and assist in end-of-day position reporting.
Resolve settlement discrepancies promptly with counterparties.
Monitor settlement deadlines and escalate potential delays to management.

Requirements & Qualifications:

Education: Bachelor's in Finance, Economics, Business Administration, or related field from HEC recognized university.
Experience: 1-2 years of experience in treasury or money market operations.
Skills: SBP regulations, trade settlement, reconciliation, attention to detail.
Knowledge: Understanding of money market instruments and settlement systems.

Shariah Scholar (OG-I / AVP-I / AVP)

Department: Shariah Compliance / Islamic Banking
Location: To be specified
Vacancies: 01

Job Responsibilities:

Provide Shariah advisory on banking products, transactions, and operational matters.
Review product structures, agreements, and documentation for Shariah compliance.
Ensure all Islamic banking activities adhere to Shariah principles and SBP Islamic banking guidelines.
Coordinate with the Shariah board for fatwas, approvals, and compliance certifications.
Conduct Shariah audits of Islamic banking operations and branches.
Deliver training sessions on Shariah concepts and Islamic finance to bank staff.
Review and resolve Shariah compliance issues raised by internal or external stakeholders.
Maintain Shariah compliance documentation and prepare periodic reports for the board.

Requirements & Qualifications:

Education: Master's in Islamic Studies, Shariah, or related field from HEC recognized university.
Experience: Deep knowledge of Islamic finance principles; practical Shariah advisory experience in banking/finance preferred.
Skills: Islamic finance expertise, fatwa issuance, Shariah audit, training delivery.
Certifications: Islamic banking certifications (AAOIFI, CIFE, etc.) preferred.

Shariah Scholar / Product & Policy Management (OG-I / AVP-I / AVP)

Department: Shariah Compliance / Product Development
Location: To be specified
Vacancies: 01

Job Responsibilities:

Provide Shariah advisory for Islamic product development and policy management.
Develop Shariah-compliant product structures, terms, and documentation for approval.
Review and approve product policies, procedures, and operational guides for Shariah compliance.
Collaborate with product development teams to conceptualize new Islamic banking solutions.
Ensure existing products and policies remain Shariah-compliant through periodic reviews.
Conduct Shariah risk assessments for new products and policy changes.
Provide training to product and policy teams on Shariah principles and requirements.
Coordinate with Shariah board for product approvals and policy certifications.

Requirements & Qualifications:

Education: Master's in Islamic Studies, Shariah, Finance, or related field from HEC recognized university.
Experience: Experience in Islamic product development and Shariah compliance.
Skills: Islamic product structuring, policy development, Shariah compliance, documentation.
Knowledge: Understanding of SBP Islamic banking regulations and AAOIFI standards.

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FAQs

1. What are the application deadlines for ZTBL jobs? The Head NPL Monitoring position has a deadline of May 3, 2026. All other positions have a deadline of May 10, 2026.

2. How can I apply for ZTBL positions? You must apply online through the ZTBL careers portal at https://ztbl.com.pk/jobs/. Click "View Job" for details and "Apply Online" to submit your application.

3. What qualifications are required for IT positions? IT positions require a Bachelor's in Computer Science, IT, or related field with 3-5 years of experience. Relevant certifications are preferred.

4. Is Shariah experience mandatory for Shariah Scholar positions? Yes, Shariah Scholar positions require deep knowledge of Islamic finance principles and practical experience in Shariah advisory or product development.

5. Will TA/DA be provided for test/interview? No, no TA/DA will be admissible for appearing in the test or interview. Only shortlisted candidates will be contacted.

People Also Ask

What is ZTBL's primary focus as a bank? ZTBL is Pakistan's premier agricultural development bank, focusing on agri-financing, rural development, and food security.
What is the grade structure at ZTBL? Positions advertised include VP (Vice President), SVP (Senior Vice President), AVP (Assistant Vice President), OG (Officer Grade) levels.
Are certifications required for IT positions? While not mandatory, certifications like MCSE, CISSP, CEH, Oracle DBA, or others are strongly preferred and may increase selection chances.
Can I apply for multiple positions? Yes, you may apply for multiple positions if you meet the eligibility criteria for each. Submit separate applications through the portal.
Is there an application fee for ZTBL jobs? The advertisement does not specify an application fee. Check the online portal for any fee requirements.

Keywords

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Hashtags

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Tags

ZTBL, Zarai Taraqiati Bank, Agricultural Banking, Credit Risk, NPL Recovery, Active Directory, Exchange Server, IT Security, Database Administration, Oracle, MSSQL, MySQL, Payment Switch, 1Link, MNET, Employee Relations, HR Welfare, Finance, Accounting, Treasury, Money Market, Shariah Scholar, Islamic Banking, SBP Compliance, Banking Careers, Pakistan Jobs.

Job Summary

Last Date: May 3, 2026 (Head NPL Monitoring) | May 10, 2026 (All Other Positions)
Location: Multiple locations across Pakistan
Jobs: Head NPL Monitoring, Active Directory & Exchange Administrator, Infrastructure Security Administrator, Database Administrator, Switch & Payment Applications Support Officer, Head Staff Relation & Welfare, Finance & Accounts Officer, Money Market Settlement Officer, Shariah Scholar (2 positions)
Organization: Zarai Taraqiati Bank Limited (ZTBL)

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